Smart Wallets use more gas for transactions than traditional Ethereum accounts. On L2 networks, the cost difference to the user is a matter of cents. The gas difference is due to the additional overhead required for:

  1. ERC-4337 Bundling
  2. Smart Contract Operations, including one time deployment of the Smart Wallet contract
  3. Signature Verification

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Gas Usage Breakdown

Here’s a rough comparison of gas usage per account:

Operation TypeTraditional Ethereum AccountSmart Wallet
Native Token Transfer~21,000 gas~100,000 gas
ERC-20 Token Transfer~65,000 gas~150,000 gas
First DeploymentN/A~300,000+ gas